When dealing with insurance companies, oftentimes they may require specific inspections that must be completed before they can cover your home. One of these requirements may be a 4-point inspection, especially if it is an older home.
While a 4-point inspection is not a fully-compressed inspection, during the inspection, we will evaluate four of your main home systems:
1) Roof: We will determine the type of covering, estimate the age and condition of your roof, and point out any visible defects
2) Plumbing: We will determine the type of supply and drain lines around your home as well as the hot water heater brand (along with its estimated age). We will also report any evidence of leaks.
3) Electrical System: We will determine the type of wiring used around your home, identify the main panel brand, and assess the overall condition of the system.
4) HVAC Systems: We will determine the type of system as well the estimated age of the system. We will also report any visible defects.
Through this process, our team can determine the age and general condition of your home. A 4-point inspection report can help your insurance company understand the condition of the home they are covering without having to weed through all the details in a comprehensive report that may not be pertinent.
** Every inspection comes with an infrared inspection.
Need a 4-point inspection?
Our professional team at BW Home Inspections is here to help. Call us today to schedule your 4-point inspection!
Specific inspections must be completed before insurance companies can cover your home, one of these requirements may be a wind mitigation inspection.
You may quickly come to realize that not everything in your new home is as perfect as it may seem.
Our team inspects every nook and cranny of your house to find any potentially harmful issues.
We provide a variety of different types of home inspections, based on your needs and what your insurance company may require.
You will likely be required to obtain a WDO inspection prior to obtaining a mortgage or mortgage guarantee to finance the purchase of a home.